Let’s get to making medicare clear.
There’s so much to learn about Medicare. Medicare includes both Part A and Part B (Inpatient + Outpatient) coverage offered by the federal government. Medicare Advantage (Part C) and Part D (Prescription Drug Coverage) are offered by private insurance companies.
Medicare Supplement Insurance (Medigap) plans are also offered by private insurance companies. The 10 Medigap plans are standardized by the federal government and labeled with letters A through N. Medigap plans might be different in Wisconsin, Minnesota and Massachusetts.
Whether your just starting out with Medicare or plan to work past 65 (Delayed Part B), your Medicare enrollment choices may be different. If you enroll in Part B when you turn 65 your Initial Coverage Election Period (ICEP) is the same as your Initial Election Period (IEP).
What’s the difference between an “Independent Broker” and a “Captive Agent”?
Captive Agents
A Captive Insurance Agent can only sell policies from one insurance company.
This type of Agent is contracted to work with one insurance carrier and might not be completely impartial.
VS
Independent brokers
A Medicare Insurance Broker is just like an Independent Agent but contracts with multiple insurance companies.
Independent Brokers can sell policies from multiple providers and we promise to remain objective and impartial.
Here’s what you can expect from our licensed insurance BROKERS
A quick overview of how we help discover and solve for the right coverage.
Navigating Medicare
Start by learning the parts of Medicare and what Part A + B cover. Get familiar with Medicare costs and the Medicare Savings Program.
DETERMINE ELIGIBILITY
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease.
NEEDS ANALYSIS
Has anyone explained your Medicare options lately? Which of your providers accept Original Medicare? Did you turn 65 before the year 2020?
EXPERIENCE IS EVERYTHING
Visit us on Facebook or call us today at 561-208-8237, (TTY 711), Hours: 9:00am – 5:00pm, 7 days a week.
govt. programs Screen
We screen you for the State’s Medicaid eligibility criteria and assist you with completing the “Buy-In” Application.
Find The Right Coverage
Ready to enroll or have questions about new and upcoming features? Speak with an Live Agent now.
need help with applying for Medicare and other Medicare Savings Programs?
You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) Deductibles, Coinsurance, and Copayments if you meet certain conditions.
extra help program
If you have limited income and resources you may apply for Extra Help by
submitting an application to the SSA.
apply for medicare
When you’re ready, contact Social Security to sign up or apply online to sign up for Medicare Part A & Medicare Part B.
MEDICARE SAVINGS PROGRAM
You’ll need to create your secure My Social Security account to apply for help with your Medicare Part A and Part B costs.
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CONTRACTED WITH SOME OF THE LEADING MEDICARE CARRIERS
IF YOU HAVE BOTH MEDICARE AND MEDICAID, YOU MAY BE ELIGIBLE FOR A DUAL SPECIAL NEEDS PLAN DESIGNED WITH MANY EXTRA BENEFITS BEYOND ORIGINAL MEDICARE.